The Advisors' Guide to Crypto
Tyrone V. Ross Jr., Founder, 401STC
Education is the foundation of the financial advisor-client relationship. Advisors need to be educated--not just before they start their practice, but on an ongoing basis throughout their career. In turn, the most effective financial advisors educate their clients, empowering them to make sound financial and life decisions.
Join Onramp CEO & Co- Founder Tyrone Ross as he breaks down the essentials and investment theses for Crypto to empower today's financial advisors to be better prepared to speak to clients about this asset class.
1 CFP® CE Credit Approved
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How Real Retirement Spending Patterns Change Traditional Retirement Withdrawal Strategies
Derek Tharp, Ph.D., CFP®, CLU®, RICP®, Assistant Professor of Finance at USM; Financial Planner at Conscious Capital; Researcher at Kitces.com
Dr. Tharp’s presentation examines how real retirement spending patterns change traditional retirement withdrawal strategies. Specifically, commonly used retirement spending assumptions are compared to actual retirement spending patterns of retirees. This comparison reveals that typical assumptions of constant real spending often overstates retirement spending. As a result, commonly assumptions may overstate retirement savings need. Accounting for more realistic retirement spending results in higher safe withdrawal rates than prior research has typically indicated. Typical assumptions also fail to account for the potential to make adjustments in retirement that can keep a retirement spending plan on track.
This session is sponsored by FourStar Wealth Advisors.
1 CFP® CE Credit Approved
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Emotions are Information: Balancing the head and the heart in financial plans
Sarah Newcomb, Ph.D, Director of Behavioral Science, Morningstar
Advisors who ignore the emotional elements of major financial decisions leave valuable information on the table in an attempt to be perfectly rational. The problem with perfect rationality when giving financial advice is that it treats the problem as if money itself were the full measure of well-being when in fact the goal of financial planning is not to maximize dollars, but to maximize well-being. By understanding the full range of costs and benefits (both financial and emotional) that a client faces, an advisor can help clients properly weigh their emotional tradeoffs rather than ignoring them completely. This talk draws on research from economics and psychology to explain how advisors can help nudge clients toward a more balanced perspective when weighing the imagined costs and benefits of a major financial decision.
1 CFP® CE Credit Approved
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Capital Market Outlook: Challenges and Opportunities
Katie Nixon, CFA, CIMA®, CPWA®, Chief Investment Officer, Wealth Management, Northern Trust
This session will provide a comprehensive review of near term capital markets outlook as well as longer term forecasts, including key investment themes. Including educating advisors on key themes to be aware of for the next 5 years, and how that may impact returns and client outcomes.
1.5 CFP® CE Credit Approved
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Attracting and Meeting the Needs of Gen X and Gen Y Clients
Sophia Bera, CFP®, Founder, Gen Y Planning
This presentations delves into attracting and retaining next generation clients so you can run a profitable firm AND serve a younger client base. Find out why Gen X & Y clients are eager to hire financial planners who can meet their needs and help educate them around their money so they can reach their financial goals faster.
1 CFP® CE Credit Pending
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Getting Ahead of the 2021 Biden Build Back Better Tax Plan
Daniel F Rahill, CPA, JD, LL.M. CGMA, Managing Director, Wintrust Wealth Management
In September, the House Ways and Means Committee released its proposed tax plan to fund the $3.5 trillion "Build Back Better" reconciliation spending program. In addition to several expected changes, the plan contained a number of surprises, including a significant reduction of the gift and estate tax exemption and meaningful changes to the tax treatment of grantor trusts and retirement accounts.
The political path to law remains uncertain, and the proposed legislation will most certainly change, but for those who are likely to be impacted by these potential changes, the window to plan in advance of the laws potentially taking effect is closing, and the time to act is now.
We will review the proposed changes as of November 2021 and discuss planning opportunities available to your clients.
1 CFP® CE Credit Approved
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Diversity and Inclusion: Are you Showing Sympathy or Empathy?
Michael Thomas, Ph.D., AFC®, Lecturer of Financial Planning at The University of Georgia, Founder of Modom Solutions
Diversity & Inclusion: Are you showing empathy or sympathy? In this course we will learn the differences betweek the two and how to use this towards the growth of you in the workplace, for your clients and personally. This course will explore the understanding of diversity and inclusion and building a better understanding of issues in the workplace and in day-to-day life. Learn how to incorporate thse concepts into change.
1 CFP® CE Credit Approved
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