APRIL 2024: Ethics and the Profession
COVER STORY
Serving Clients with Cognitive Decline
By Mardell D. Presler, J.D.
To prevent financial exploitation, it’s imperative that financial planners help clients establish a proper support network before they start to struggle.
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PRACTICE MANAGEMENT
Adapt or Die: Serving the Next Generation of Clients
By Jessica Colston, PCC
Planners need to start now to build relationships with clients’ children that can be sustained even beyond the parents’ lives.
FPA NEXT GENERATION PLANNER
Forward Thinking
Act Today, Grow Tomorrow
By Blake Pinyon, CFP®, EA
Lead Article
Optimizing Study Groups: A Guide to Forming Effective and Engaging Learning Communities
By Allison Doty, CFP®, CRPS
Featured Article
Finding Community with FPA NexGen
By Landon Warmund, CFP®, CSLP
Planner Poll
The FPA Community Weighs in on Offloading Tasks to AI
Planning a STUDY GROUP? Check out suggested questions and other resources to make your study group a success!
COLUMNS
Fintech
Navigating the Ethical Frontier: AI in Financial Planning
By Dani Fava
The opportunities brought about by AI must be balanced with a purposeful and ongoing approach to ethics.
Leadership
The Mental Fitness Challenge
By Barbara Kay, LPC, RCC, TIPC
Overwhelming stress levels sap teams of emotional strength, but leaders can develop a training regime for positive thinking.
Marketing
Tax Season: The Best Time of Year for Your Marketing?
By Kalli Fedusenko
April is a noisy month for clients, but you can show added value by helping them keep their focus.
RESEARCH
Comparative Perspectives on Virtual Financial Planning: Similarities and Differences between Planner and Client’s Assessments of Virtual Client Meetings
By Nathan Collier, CFP®, AIF; Jason N. Anderson, CFP®, CPA; Darin Carroll, CFP®, BFA, AAMS; and Megan McCoy, Ph.D., LMFT, AFC, CFT-I
Planners and clients have differing opinions on how effective remote meetings are. It’s important to note that their confidence lies in different aspects of virtual sessions.
Earn one CFP CE® credit by reading this month's Journal and access past exams for additional credits.
DEPARTMENTS
STARTING THOUGHTS
Thinking Through Thorny Issues
By Danielle Andrus
OBSERVER
Dissatisfied Women, Hidden Fees, and Near-Retirees' Lack of Social Security Knowledge
Stat Bank
Q&A
EBSA’s Lisa Gomez on Retirement Stability in the United States
JFP ACADEMICS
Upcoming Research
IN CASE YOU MISSED IT
The Benefits of Behavioral Nudges: Using Choice Architecture to Improve Decisions and Shape Outcomes in Retirement Savings Programs
By Shon J. Eckert, CFP®, ChFC, BFA, and Megan McCoy, Ph.D., LMFT, AFC, CFT-I
Not enough people are saving for retirement. Auto-enrollment in retirement plans is a remedy, but some have called this paternalistic. However, some form of paternalism, or nudging, will be prevalent in any designed system, so it should be made to benefit the employee.
