How Clients Can Sustain Real Withdrawals Beyond 30 Years

This article outlines a novel strategy for decumulation using Treasury Inflation Protected Securities. It shows how a TIPS ladder can be extended beyond 30 years—the longest maturity currently offered on TIPS bonds
By
Edward F. McQuarrie

Journal of Financial Planning: April 2025

 

Edward F. McQuarrie is professor emeritus at the Leavey School of Business, Santa Clara University. His research focuses on market history and retirement income planning; working papers can be found at https://ssrn.com/author=340720. 

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Journal: April 2025

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