Randy Gardner, J.D., LL.M., CPA, RLP, CFP®, AEP (Distinguished), is the founder of Goals Gap Planning, LLC and the Gardner Foundation.
Julie Welch, CPA/PFS, CFP®, AEP (Distinguished), is the managing shareholder of Meara Welch Browne, P.C. (https://mwbpc.com), an accounting firm in the Kansas City area. Together, Julie and Randy authored 101 Tax Saving Ideas (Eleventh Edition).