JULY 2023: RETIREMENT
FPA Annual Conference
September 27-29, 2023 -- Phoenix, AZ
REGISTER TODAY!
COVER STORY
Navigating Retirement’s Financial and Emotional Paradigm Shifts
By Danielle Andrus
It’s not easy to go from saving all your life to spending, but a planner can guide their clients through one of life’s biggest transitions.
WELL-BEING
Changing the Register: Reimagining Lenses and Language in Financial Planning
By Mary Martin, Ph.D., and Julie Fortin, CFP®, FBS, CeFT
The way society thinks and feels about money impacts the well-being of its participants.
PRACTICE MANAGEMENT
Strengthen the Roots of Your Business Development Tree
By Tammy Breitenbach, ACC
Many planners fear that they come across as pushy. Focus on authentic connections to quell referral anxiety.
FPA NEXT GENERATION PLANNER
Lead Article
The New Era of Advertising
By Terria Heng
My Career Path
Jorrell Bland Tells Up-and-Coming Planners to Never Give Up
Tips for the NexGen Community
The FPA Community Weighs in on Attracting Talent to Their Firm
Planning a STUDY GROUP? Check out suggested questions and other resources to make your study group a success!
COLUMNS
Fintech
Breaking Down Barriers Between Wealth and Retirement Planning
By Dani Fava and Sean Murray
The SECURE 2.0 Act is expected to drive a huge spike in employer-sponsored retirement plans and a wave of new participants and business owners who need help planning.
Leadership
Leading Clients to a Thriving Retirement
By Barbara Kay, LPC, RCC, TIPC
Two pernicious biases often pop up that prevent clients from acting in their best interests.
Marketing
Defining and Optimizing Your Client Journey
By Kalli Fedusenko
Planners can and should take control of their clients’ experiences at every interaction with their firm.
SPECIAL REPORT
Disability Insurance: The Financial Planning Industry’s Great Blind Spot
By Darin Carroll, CFP®, BFA, AAMS; Armahn Hadjian, CFP®, CIMA; Nathan Collier, CFP®, AIF; and Megan McCoy, Ph.D., LMFT, AFC, CFT-I
Planners need to do more to help their clients prepare for potential losses associated with disability.
RESEARCH
Retirement Planning: Is One Number Enough?
By Javier Estrada, Ph.D.
Focusing on one number to maximize is intuitive for an investor, but planners might do more justice by focusing instead on a range of successes that differentiate between early and late failures as well as bequest amounts.
Earn one CFP CE® credit by reading this month's Journal and access past exams for additional credits.
DEPARTMENTS
STARTING THOUGHTS
On Mettle and Embracing Change
OBSERVER
Retirement Confidence, Financial Emergencies, and Psychological Growth Hinderances
Stat Bank
JFP ACADEMICS
Upcoming Research
IN CASE YOU MISSED IT
Increasing After-Tax Legacy for the Next Generation by Coordinating Beneficiary Designations and Estate Plans
By Roger Young, CFP®
Income taxes can be even more important than estate taxes when passing on wealth, and that calculation can get complicated when there are two or more beneficiaries.
