JUNE 2024: Trends in Investing
COVER STORY
Is it Time for Individual Investors to Look Beyond the Traditional 60/40 Portfolio?
By John Paglia, Ph.D., CPA, CFA
Introducing more private investments into client portfolios can help overcome some of the shortcomings of this investing stalwart.
Click HERE to access the DIGITAL EDITION
PRACTICE MANAGEMENT
Create an Incredible Stakeholder Experience for Better Retention, Client Service
By J.J. Peller
Consider your employees’ experience as well as your clients’ to improve satisfaction among all your stakeholders.
FEATURE
Understanding Sustainability in Real Estate Investing
By Samuel Adams
Environmental issues can impact clients’ real estate investments in myriad ways. Planners can help investors make decisions that will optimize long-term outcomes.
FEATURE
How to Incorporate ESG Investing into Your Practice
By Peter Lazaroff, CFA, CFP®
Despite evidence showing that impact-based investing can provide returns comparable to, or even better than, traditional portfolios, many advisers are still finding it difficult to bring up the topic with clients.
FPA NEXT GENERATION PLANNER
Forward Thinking
Designation Decisions
By Landon Warmund, CFP®, CSLP
Lead Article
What Value Is a Designation?
By Michael Kothakota, Ph.D.
Skill Builder
Elevate Your Career with Advanced Designations
By Kristine McManus
Planner Poll
The FPA Community Weighs in on What Clients Value in a Planner
Planning a STUDY GROUP? Check out suggested questions and other resources to make your study group a success!
COLUMNS
Women in Retirement
Working with Widows More Effectively, Part Two
By Alexandra Armstrong, CFP®, CRPC
Figuring out what a widow owns and owes is relatively simple compared to determining her income and expenses in the years to come.
Investment Planning
We Finally Have Access to a Bitcoin ETF. Now What?
By Ivory Johnson, CFP®, ChFC
The cryptocurrency investing landscape continues to shift as stakeholders reevaluate the position it should hold in a portfolio.
Your Practice
An Eight-Step Framework to AUTOMATE
By Charesse Spiller
Automation helps cut back on time lost to repeatable processes and the potential for human error.
Tax Planning
Decoding the Fundamentals of Fiduciary Returns: Accounting and Taxation in Irrevocable Trusts
By Claire Thornton, CFP®, EA
While some trust issues may require an attorney or CPA’s guidance, here’s what every planner should know about irrevocable trusts.
RESEARCH
Guaranteed Income and Optimal Retirement Glide Paths
By Doug Waggle, Ph.D., and Pankaj Agrrawal, Ph.D.
When incorporating Social Security payments into calculations about one’s retirement portfolio, this paper finds that some investors could benefit from increasing their investments in equities over time instead of lowering them.
Earn one CFP CE® credit by reading this month's Journal and access past exams for additional credits.
DEPARTMENTS
STARTING THOUGHTS
Investing for the Future
By Danielle Andrus
OBSERVER
Planners Can Serve Clients with Life Insurance Education: 2024 Trends in Investing
JFP ACADEMICS
Upcoming Research
IN CASE YOU MISSED IT
LLMs Can’t Be Trusted for Financial Advice
By Gary Smith
While AI can provide authoritative-sounding responses to financial questions, the arithmetic used is often incorrect or ignores major factors. This can lead to worrisome recommendations that an experienced planner would know not to propose.
